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Commercial Mortgages
Secure Financing for Your Business Growth
At Ezy Loans & Mortgages, we specialize in commercial mortgage solutions tailored to help businesses secure the financing they need for property purchases, expansions, and refinancing. Whether you’re an entrepreneur, investor, or corporation, we connect you with the best lenders to maximize your investment potential.
Customized Commercial Mortgage Solutions for Your Business
What is a Commercial Mortgage?
A commercial mortgage is a loan secured against commercial real estate, including office buildings, retail spaces, industrial properties, and multi-unit residential buildings. Unlike residential mortgages, commercial mortgages have different qualification criteria, terms, and lending requirements.
Why Choose a Commercial Mortgage?
🔹Expand Your Business – Purchase or renovate commercial property to grow your operations.
🔹Investment Opportunities – Acquire rental properties or commercial real estate for passive income.
🔹Refinancing Options – Lower interest rates, improve cash flow, or consolidate debts.
🔹Flexible Terms & Rates – Access competitive rates with customized repayment plans.
🔹Higher Loan Amounts – Secure financing based on property value, rental income, and business performance.
Types of Commercial Mortgages We Offer
Owner-Occupied Commercial Mortgages
For businesses purchasing a property for their operations.
Multi-Unit Residential Mortgages
For landlords investing in apartment buildings or rental properties.
Commercial Real Estate Investment Loans
For investors acquiring retail, office, or mixed-use properties.
Industrial & Warehouse Loans
For manufacturers and logistics businesses needing specialized properties.
Eligibility & Loan Terms
🔹Loan Amounts – Based on property type, business revenue, and loan-to-value (LTV) ratio.
🔹Loan Terms – Ranging from 1 to 25 years, with fixed or variable interest rates.
🔹Down Payment Requirements – Typically 25% to 35%, depending on lender policies.
🔹Approval Factors – Business financials, credit history, property appraisal, and income potential.
Why Work with Ezy Loans & Mortgages?
🔹 Access to Multiple Lenders – We work with banks, credit unions, and private lenders.
🔹 Tailored Loan Solutions – We match your needs with the best financing options.
🔹 Expert Mortgage Advice – Our team ensures a smooth approval process.
🔹 Fast & Hassle-Free Process – Get funding quickly with minimal paperwork.
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